9500438549 Phone
skatzsaravana@gmail.com Email

About Us

Mission: “ Plan today, the better off “

 

We concentrate on Mutual Funds, Share Broking, Insurance and help them to choosing the Right Products in the Personal Finance Segment.

We had more than 8 Years of experience in the sector based on Personal Finance. We had taken about 1500 samples in the middle class income and working with that acknowledgement.

Founder:

SARAVANAKUMAR NAGARAJ (Bachelors in Computers, Masters in Management)

In his earlier career, he was working in the IT Industry for Different Segment (DHL Logistics, Accel Frontline – now Inspirisys, Apex Technology) and then moved to the Central Govt. Job - Ministry of Railways, Working as a Station Master , Traffic Inspector – FOIS. He resigned his full time job in late 2018 and became an Entrepreneur.

He has over 15 years of experience in Money Management for the Middle Income Family and it leads to Passion in the Personal Finance. He had taken nearly 1500 Samples so far, he is making a change for the better in the middle class income.

He is a Value Investor and had a Long term Relationship with the Indian Equity Market, currently works with Mutual Funds Distribution, Term Insurance Plans, Share Broking and Medi claim. He simply doesn’t like to sell the Mutual funds and insurance products to his clients. He is interested in teaching his clients about the need of Money Education and the importance of Investing. On that he recommends the Financial instruments based on the Welfare of the Customers.

He believes that to create wealth only by the basic understanding and a Caring. He will also help you to reach the Financial commitments you had and assist you to choose the right Financial products based on the Product Risk.

(He is not registered as a (SEBI) Investment Adviser or Research Analyst - But had registered with AMFI Mutual Fund Distribution, Financial Consultant on Insurance Company and with Share Broking Services)

 

Prabha Saravana Kumar (Co-Founder)

She is the Co-Founder of this Company and qualified by Mathematics in Graduate and Teaching Profession.

Although interested in Caring her two kids, she is also keen on Exploring the budget of middle class families. She oversees Accounting and Administration in this company. She also provides advice on financial responsibiliities for Women who are at home. She inspires on becoming Women Entrepreneurship.

At present, She is dealing with Small Savings Scheme and Insurance Products.

 

Products

Everything is not for everyone “ – Mis-Sold

 

  • E-book on Personal Finance for Middle Class mindsets. (Regional Version – Tamil)

  • Stock Market – Fundamental Analysis (Regional Version – Tamil)

  • Stock Market & Mutual Funds – Basics (Currently working for English Version)

 

Services:

“ We are providing the following Financial Products “

  • Mutual Funds Distribution

  • Health Insurance - Protection (Medi claim)

  • Term Insurance

  • Share Broking

  • Other Life Insurance Products

  • Children's Gift Fund (CGF)

  • Retirement Benefit Pension Funds

  • Tax Planning based on Mutual Funds

  • Bonds

  • Helping on Will / Nomination Writing

 

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Features

Family Account

Access your family member's Portfolio
with one single login

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Transact Online

Invest Online in Lumpsum or SIP
in mutual fund schemes.

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Save Tax

Check out Tax Savings
and Invest into ELSS Funds

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Reports

View your current market value,
your profits & losses.

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Calculators

Calculate the amount of wealth
required for your goal

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Factsheet

Explore Mutual Fund schemes
and their performance

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Focused Funds

Check out our recommended funds
and invest into them

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Market Views

Get monthly market outlook
from the experts

E-Locker

Upload and save
your important documents.

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Mobile App

Manage your wealth & track your family’s portfolio with one single login. You can easily and quickly invest in Mutual Funds from the app. Explore funds, view their performance and invest. Start an SIP or invest Lumpsum. Check out our recommendation of funds under Focused Funds. Whether you made profits or loss, check out from the reports. Simply Login and setup a 4 digit PIN for subsequent login so that you don’t need to enter your Username & Password every time. Download Now!

Mutual Funds

A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. These investors may be retail or institutional in nature.
Mutual funds have advantages and disadvantages compared to direct investing in individual securities. The primary advantages of mutual funds are that they provide economies of scale, a higher level of diversification, they provide liquidity, and they are managed by professional investors. On the negative side, investors in a mutual fund must pay various fees and expenses.
Primary structures of mutual funds include open-end funds, unit investment trusts, and closed-end funds. Exchange-traded funds (ETFs) are open-end funds or unit investment trusts that trade on an exchange. Mutual funds are also classified by their principal investments as money market funds, bond or fixed-income funds, stock or equity funds, hybrid funds or other. Funds may also be categorized as index funds, which are passively managed funds that match the performance of an index or actively managed funds. Hedge funds are not mutual funds; hedge funds cannot be sold to the general public and are subject to different government regulations.

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Market Views

Dear All,

 

Please click here for Monthly Equity & Debt Outlook Presentation – July 2022.

 

Key Events for the Month of June 2022:

 

  • Nifty (-4.8%) corrected sharply, as the markets got worried due to hawkish Fed and recession concerns
  • The S&P 500 and Nasdaq corrected ~8%
  • The World Bank cut India's economic growth forecast for the current fiscal to 7.5% as rising inflation, supply chain disruptions and geopolitical tensions taper recovery 
  • RBI's MPC decided to hike the Policy Repo Rate by 50 bps to 4.9% in its June meeting
  • Gross NPA ratio of banks fell to six-year low of 5.9% in March: RBI
  • The CPI inflation rate for May 2022 cooled from the 8 year high in April and came in at 7.04% on the back of the base effect while WPI inflation surged to a record high of 15.88% in May
  • GST revenue collection for June was at Rs 1.44 lakh cr; up 56% year on year
  • Manufacturing PMI weakens to 53.9 in June due to rising input costs, inflation concerns
  • FIIs continued being net sellers in the month of June 2022 and were net sellers to the tune of -$6.4bn even as DII buying continued at +$5.9bn
  • Brent Crude was extremely volatile and touched ~$125/ barrel before correcting ~$110/ barrel

Dear All,

Please click here for Highlights of RBI’s Monetary Policy | June 2022.

Key Highlights:

  • MPC votes unanimously to hike repo rate by 50bps to 4.90%
  • The MPC has dropped the phrase “remain accommodative” from the stance
  • RBI increases FY23 inflation forecast by 100 bps to 6.7%
  • RBI retains FY23 GDP outlook at 7.2%
  • RBI is likely continue to withdraw excess liquidity in a calibrated manner over a multi-year time frame

Please click here for Monthly Equity & Debt Outlook Presentation – January 2022.

 

Key Events:

  • Nifty (+2.18%) gained 2% in the final week of 2021 after remaining under pressure in December due to incessant FII selling in India.
  • The MPC unanimously voted to keep the repo rate on hold, while maintaining the “accommodative stance” with a 5-1 vote. It reiterated its growth bias in policy as the Omicron variant poses risks for the global outlook.
  • India’s manufacturing PMI hit 10-month high in Nov at 57.6, a jump from 55.9 in October. However, PMI for services dropped moderately to 58.1 in November from a ten-and-a-half-year high of 58.4 in October.
  • GST revenue collected in December was over ? 1.29 lakh crore, 13 per cent higher than the same month last year.
  • Headline CPI print for November came at 4.91%. The surprise was driven by weaker than expected Food & Bev ex Vegetable inflation.
  • The central government’s fiscal deficit as of Nov end was 46.2% of the annual budget. Total receipts at November end were Rs13.78 trn
  • FIIs recorded the longest selling streak in last 10Y (26 days) with them being net sellers to the tune of -$1.7bn in Dec (YTD +$3.8bn) even as DII buying continued +$4.3bn (YTD +$12.7bn), driven by both MFs ($2.5bn) and Insurance (+$1.2bn)
Equity Market Outlook - July 2022 by Mr. Pankaj Tibrewal
07/07/2022 15:47:20
Debt Market Outlook - July 2022 by Mr. Deepak Agrawal
07/07/2022 15:46:23
Equity Market Outlook - June 2022 by Mr. Harish Krishnan
08/06/2022 15:13:31
 

Contact Us

Phone

9500438549
Email skatzsaravana@gmail.com
Address: 113N/2A, SONAI MEENA NAGAR,
TIRUMANGALAM, MADURAI,
TAMILNADU - 625706